:root{
  --bg:#F6F8FB; --surface:#FFFFFF; --ink:#14263D; --muted:#5A6E85; --faint:#8497AB;
  --line:#E3EAF2; --line2:#EDF2F8;
  --navy:#0A1E38; --navy2:#123055; --navy3:#1B3C66;
  --green:#0A7D5F; --green-b:#0E9E76; --green-soft:#E6F5F0;
  --gold:#B8893A; --gold-soft:#F5ECD9;
  --red:#C2423A; --red-soft:#FBECEA;
  --amber:#C47F1C; --amber-soft:#FBF3E3;
  --radius:16px; --shadow:0 1px 2px rgba(16,38,61,.05),0 10px 30px -14px rgba(16,38,61,.18);
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:'Manrope','Segoe UI','Microsoft YaHei',sans-serif;background:var(--bg);color:var(--ink);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;}
.mono{font-family:'IBM Plex Mono',ui-monospace,monospace;}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px;}
section{padding:64px 0;}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:13px;font-weight:700;letter-spacing:.04em;color:var(--green);}
.eyebrow::before{content:"";width:18px;height:2px;border-radius:2px;background:linear-gradient(90deg,var(--green-b),var(--green));}
h1,h2,h3,h4{line-height:1.18;font-weight:800;color:var(--navy);letter-spacing:-.01em;}
h2{font-size:clamp(26px,3.4vw,38px);}
h3{font-size:20px;}
.lead{color:var(--muted);font-size:17px;line-height:1.7;}
.section-head{max-width:680px;margin-bottom:38px;}
.section-head h2{margin:14px 0 12px;}
.center{text-align:center;}
.center .section-head{margin-left:auto;margin-right:auto;}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:inherit;font-size:15px;font-weight:700;padding:13px 24px;border-radius:11px;cursor:pointer;border:1px solid transparent;transition:transform .18s ease,background .18s ease,box-shadow .18s ease;white-space:nowrap;}
.btn:active{transform:translateY(1px);}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 10px 24px -12px rgba(10,30,56,.6);}
.btn-primary:hover{background:var(--navy2);}
.btn-green{background:var(--green);color:#fff;}
.btn-green:hover{background:var(--green-b);}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--line);}
.btn-outline:hover{border-color:var(--navy);background:#fff;}
.btn-light{background:#fff;color:var(--navy);}
.btn-light:hover{background:var(--line2);}
.btn-sm{padding:9px 16px;font-size:14px;border-radius:9px;}
.btn-lg{padding:16px 30px;font-size:16px;}

/* nav */
.nav{position:sticky;top:0;z-index:100;background:rgba(246,248,251,.86);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);}
.nav-inner{display:flex;align-items:center;gap:28px;height:68px;}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.02em;}
.brand-mark{width:34px;height:34px;border-radius:9px;background:var(--navy);display:grid;place-items:center;flex:none;}
.nav-links{display:flex;gap:4px;margin-left:8px;}
.nav-links a{padding:8px 14px;border-radius:9px;font-size:14.5px;font-weight:600;color:var(--muted);transition:background .15s,color .15s;}
.nav-links a:hover{color:var(--navy);background:#fff;}
.nav-links a.nav-on{color:var(--green);background:var(--green-soft);font-weight:700;}
.nav-cta{margin-left:auto;display:flex;gap:10px;align-items:center;}
.hamburger{display:none;background:none;border:0;cursor:pointer;padding:8px;margin-left:auto;}
.hamburger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px;transition:.25s;}
.mobile-menu{display:none;border-top:1px solid var(--line);background:#fff;padding:10px 24px 18px;}
.mobile-menu a{display:block;padding:12px 6px;font-weight:600;color:var(--navy);border-bottom:1px solid var(--line2);}
.mobile-menu.open{display:block;}

/* views */
.view{display:none;}
.view.active{display:block;animation:viewIn .4s ease;}
@keyframes viewIn{from{opacity:0;transform:translateY(10px);}to{opacity:1;transform:translateY(0);}}
@media (prefers-reduced-motion:reduce){.view.active{animation:none;}html{scroll-behavior:auto;}}

/* page hero */
.page-hero{padding:72px 0 56px;background:
  radial-gradient(900px 420px at 92% -40%,var(--green-soft),transparent 60%),
  radial-gradient(680px 420px at -10% -30%,#e9f0fb,transparent 58%),var(--bg);border-bottom:1px solid var(--line);}
.page-hero .wrap{max-width:900px;}
.page-hero h1{font-size:clamp(30px,4.4vw,46px);margin:16px 0 16px;}
.page-hero p{font-size:18px;color:var(--muted);max-width:640px;}
.crumbs{font-size:13px;color:var(--faint);font-weight:600;}

/* cards & grids */
.grid{display:grid;gap:20px;}
.g2{grid-template-columns:repeat(2,1fr);}
.g3{grid-template-columns:repeat(3,1fr);}
.g4{grid-template-columns:repeat(4,1fr);}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);}
.card.flat{box-shadow:none;}
.card h3{margin-bottom:8px;}
.card p{color:var(--muted);font-size:15px;}
.ico{width:46px;height:46px;border-radius:12px;background:var(--green-soft);display:grid;place-items:center;margin-bottom:16px;color:var(--green);}
.ico.gold{background:var(--gold-soft);color:var(--gold);}
.ico.navy{background:#e9f0fb;color:var(--navy2);}
.pcard{display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s;}
.pcard:hover{transform:translateY(-4px);box-shadow:0 20px 40px -20px rgba(16,38,61,.3);}
.pcard .more{margin-top:auto;padding-top:18px;font-weight:700;color:var(--green);font-size:14.5px;display:inline-flex;gap:7px;align-items:center;}

/* hero home */
.hero{padding:70px 0 60px;background:
  radial-gradient(800px 480px at 88% -30%,var(--green-soft),transparent 58%),
  radial-gradient(700px 480px at -12% -20%,#e7effa,transparent 55%),var(--bg);}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;}
.hero h1{font-size:clamp(36px,5vw,56px);margin:18px 0 20px;}
.hero h1 .hl{color:var(--green);}
.hero .lead{margin-bottom:30px;}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;}
.trust{display:flex;gap:26px;margin-top:34px;flex-wrap:wrap;}
.trust div{font-size:13.5px;color:var(--muted);display:flex;gap:8px;align-items:flex-start;}
.trust b{display:block;color:var(--navy);font-size:15px;}
.tick{flex:none;width:20px;height:20px;border-radius:50%;background:var(--green-soft);color:var(--green);display:grid;place-items:center;margin-top:1px;}

/* convert widget */
.widget{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 30px 60px -30px rgba(10,30,56,.4);padding:24px;}
.widget-tabs{display:flex;background:var(--line2);border-radius:11px;padding:4px;margin-bottom:20px;}
.widget-tabs button{flex:1;border:0;background:transparent;font-family:inherit;font-weight:700;font-size:14.5px;padding:10px;border-radius:8px;cursor:pointer;color:var(--muted);}
.widget-tabs button.on{background:#fff;color:var(--navy);box-shadow:0 2px 8px rgba(16,38,61,.08);}
.wfield{border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:12px;}
.wfield label{display:block;font-size:12px;color:var(--faint);font-weight:600;margin-bottom:6px;}
.wrow{display:flex;align-items:center;gap:10px;}
.wrow input{border:0;outline:0;font-family:inherit;font-size:24px;font-weight:800;color:var(--navy);width:100%;background:transparent;}
.wcur{display:flex;align-items:center;gap:7px;background:var(--line2);border-radius:9px;padding:8px 11px;font-weight:700;font-size:14px;cursor:default;border:1px solid transparent;flex:none;}
.wcur.selectable{cursor:pointer;}
.wcur.selectable:hover{border-color:var(--green-b);}
.wcur .dot{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:11px;font-weight:800;}
.wswap{display:grid;place-items:center;margin:-6px 0;}
.wswap button{width:38px;height:38px;border-radius:50%;border:1px solid var(--line);background:#fff;cursor:pointer;color:var(--green);display:grid;place-items:center;transition:transform .3s;}
.wswap button:hover{transform:rotate(180deg);}
.wquote{font-size:13px;color:var(--muted);padding:4px 4px 14px;display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;}
.wquote b{color:var(--navy);}
.widget .btn{width:100%;}
.wnote{font-size:11.5px;color:var(--faint);margin-top:10px;text-align:center;}

/* stats band */
.stats{background:var(--navy);color:#fff;border-radius:20px;}
.stats .grid{padding:34px 38px;}
.stat .num{font-size:32px;font-weight:800;color:#fff;letter-spacing:-.02em;}
.stat .num span{color:var(--green-b);}
.stat .lbl{font-size:13.5px;color:#a9c2dd;margin-top:4px;}

/* flow steps */
.steps{counter-reset:s;}
.step{position:relative;padding-left:64px;}
.step .n{position:absolute;left:0;top:0;width:44px;height:44px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;font-size:18px;display:grid;place-items:center;}
.step h4{font-size:17px;margin-bottom:5px;}
.step p{font-size:14.5px;color:var(--muted);}

/* flow diagram */
.flowdiag{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);}
.flowdiag .tabs{display:inline-flex;background:var(--line2);border-radius:10px;padding:4px;margin-bottom:24px;}
.flowdiag .tabs button{border:0;background:transparent;font-family:inherit;font-weight:700;font-size:14px;padding:9px 18px;border-radius:7px;cursor:pointer;color:var(--muted);}
.flowdiag .tabs button.on{background:var(--navy);color:#fff;}
.flnodes{display:flex;align-items:stretch;gap:0;justify-content:space-between;}
.flnode{flex:1;text-align:center;position:relative;padding:0 8px;}
.flnode .box{background:var(--line2);border:1px solid var(--line);border-radius:12px;padding:16px 10px;font-size:13.5px;font-weight:700;color:var(--navy);min-height:74px;display:flex;flex-direction:column;justify-content:center;gap:5px;transition:.25s;}
.flnode .box small{font-weight:500;color:var(--muted);font-size:11.5px;}
.flnode.active .box{background:var(--green-soft);border-color:var(--green-b);color:var(--green);box-shadow:0 10px 24px -12px var(--green-b);}
.flarrow{flex:0 0 34px;display:grid;place-items:center;color:var(--faint);font-size:20px;}
.flcontrols{display:flex;gap:10px;margin-top:24px;justify-content:center;}

/* compare table */
table{width:100%;border-collapse:collapse;font-size:14.5px;}
.cmp{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);}
.cmp th,.cmp td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line2);}
.cmp thead th{background:var(--navy);color:#fff;font-weight:700;}
.cmp thead th.win{background:var(--green);}
.cmp tbody tr:nth-child(even){background:#fafcfe;}
.cmp tbody tr:hover{background:var(--green-soft);}
.cmp td:first-child{font-weight:700;color:var(--navy);}
.cmp .win{color:var(--green);font-weight:700;}
.tbl-scroll{overflow-x:auto;border-radius:var(--radius);}
.tbl-scroll .cmp{min-width:560px;}

/* generic doc tables */
.dtable{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;}
.dtable table{table-layout:fixed;}
.dtable th,.dtable td{padding:13px 16px;border-bottom:1px solid var(--line2);vertical-align:top;font-size:14px;}
.dtable thead th{background:var(--line2);color:var(--navy);font-size:13px;text-align:left;}
.dtable td .h{font-weight:700;color:var(--navy);display:block;margin-bottom:2px;}
.dtable .small{color:var(--muted);font-size:13px;}

/* compliance dark band */
.dark{background:var(--navy);color:#cddcec;position:relative;overflow:hidden;}
.dark::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:38px 38px;pointer-events:none;}
.dark .wrap{position:relative;}
.dark h2{color:#fff;}
.dark .lead{color:#a9c2dd;}
.dark .card{background:var(--navy2);border-color:var(--navy3);box-shadow:none;}
.dark .card h3{color:#fff;}
.dark .card p{color:#a9c2dd;}
.pill{display:inline-block;font-size:12px;font-weight:700;padding:4px 11px;border-radius:20px;}
.pill.green{background:var(--green);color:#fff;}
.pill.gold{background:var(--gold);color:#fff;}
.pill.red{background:var(--red);color:#fff;}
.pill.outline{background:transparent;border:1px solid currentColor;}

/* legal docs */
.legal{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:40px 44px;box-shadow:var(--shadow);}
.legal h3{margin:30px 0 10px;font-size:18px;}
.legal h3:first-child{margin-top:0;}
.legal p,.legal li{color:#3d5168;font-size:14.5px;margin-bottom:9px;}
.legal ul,.legal ol{padding-left:22px;}
.legal .meta{font-size:13px;color:var(--faint);margin-bottom:8px;}
.legal .ph{background:var(--amber-soft);color:var(--amber);padding:2px 8px;border-radius:6px;font-weight:700;font-size:13px;white-space:nowrap;}

/* FAQ */
.faq{border:1px solid var(--line);border-radius:13px;background:#fff;margin-bottom:12px;overflow:hidden;}
.faq button{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:19px 22px;background:none;border:0;font-family:inherit;font-size:15.5px;font-weight:700;color:var(--navy);cursor:pointer;text-align:left;}
.faq .pm{flex:none;width:26px;height:26px;border-radius:50%;background:var(--green-soft);color:var(--green);display:grid;place-items:center;font-size:18px;transition:transform .25s;}
.faq.open .pm{transform:rotate(45deg);}
.faq .body{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.faq .body div{padding:0 22px 20px;color:var(--muted);font-size:14.5px;}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy2));border-radius:22px;padding:50px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;}
.cta-band h2{color:#fff;}
.cta-band p{color:#a9c2dd;margin-top:8px;}
.cta-band .btns{display:flex;gap:12px;flex-wrap:wrap;}

/* contact */
.cform label{font-size:13.5px;font-weight:700;color:var(--navy);display:block;margin:14px 0 6px;}
.cform input,.cform select,.cform textarea{width:100%;font-family:inherit;font-size:16px;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);outline:none;}
.cform input:focus,.cform select:focus,.cform textarea:focus{border-color:var(--green-b);box-shadow:0 0 0 3px var(--green-soft);}
.cform textarea{resize:vertical;min-height:110px;}
.contact-info .line{display:flex;gap:13px;margin-bottom:18px;align-items:flex-start;}
.contact-info .ci{flex:none;width:42px;height:42px;border-radius:11px;background:var(--green-soft);color:var(--green);display:grid;place-items:center;}
.contact-info b{display:block;font-size:14.5px;}
.contact-info span{font-size:14px;color:var(--muted);word-break:break-word;}

/* checklist chips */
.checklist li{list-style:none;display:flex;gap:11px;padding:11px 0;border-bottom:1px solid var(--line2);font-size:14.5px;color:#3d5168;}
.checklist li:last-child{border-bottom:0;}
.checklist .ck{flex:none;width:22px;height:22px;border-radius:7px;background:var(--green-soft);color:var(--green);display:grid;place-items:center;margin-top:2px;}

/* footer */
.footer{background:var(--navy);color:#a9c2dd;padding:58px 0 28px;margin-top:0;}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px;}
.footer .brand{color:#fff;margin-bottom:14px;}
.footer p{font-size:14px;color:#8faac8;max-width:300px;}
.footer h4{color:#fff;font-size:14px;margin-bottom:15px;font-weight:700;}
.footer a{display:block;font-size:14px;color:#9fb6d2;padding:5px 0;}
.footer a:hover{color:#fff;}
.footer-bottom{border-top:1px solid var(--navy3);margin-top:42px;padding-top:24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:#7f9bbb;}
.footer .disc{font-size:12px;color:#6f8bab;margin-top:16px;line-height:1.6;}

/* toast */
.toast{position:fixed;left:50%;bottom:30px;transform:translate(-50%,80px);background:var(--navy);color:#fff;padding:14px 22px;border-radius:12px;font-size:14.5px;font-weight:600;box-shadow:0 18px 40px -12px rgba(10,30,56,.5);opacity:0;visibility:hidden;transition:.3s;z-index:200;max-width:90vw;}
.toast.show{transform:translate(-50%,0);opacity:1;visibility:visible;}

/* responsive */
@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:38px;}
  .g4{grid-template-columns:repeat(2,1fr);}
  .g3{grid-template-columns:repeat(2,1fr);}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .flnodes{flex-direction:column;gap:0;}
  .flarrow{transform:rotate(90deg);flex-basis:24px;padding:4px 0;}
  .flnode .box{min-height:0;}
}
@media (max-width:760px){
  .nav-links,.nav-cta{display:none;}
  .hamburger{display:block;}
  .g2,.g3,.g4{grid-template-columns:1fr;}
  section{padding:48px 0;}
  .legal{padding:28px 22px;}
  .cta-band{padding:34px 26px;}
  .footer-grid{grid-template-columns:1fr;gap:28px;}
  .stats .grid{grid-template-columns:repeat(2,1fr);padding:28px 24px;}
}